Finger Lakes Race 4 Results & Payouts – Oct 21, 2026

Finger Lakes Race 4 results and payouts

Finish	Horse	Win	Place	Show
1	4 Street Cop OfficerJacqueline Davis · T: Eduardo Maver, Jr.	$5.84	$2.48	$2.10
2	5 Action SeekerKeiber Coa · T: Jon Arnett	–	$2.40	$2.16
3	3 Buck WildWladimir Rengifo · T: Dewight Wadams	–	–	$2.60

Finish

Horse

Win

Place

Show

4 Street Cop OfficerJacqueline Davis · T: Eduardo Maver, Jr.

$5.84

$2.48

$2.10

5 Action SeekerKeiber Coa · T: Jon Arnett

–

$2.40

$2.16

3 Buck WildWladimir Rengifo · T: Dewight Wadams

–

$2.60

Pick 3 5-2-4: $8.24 (pool $10,295)

Daily Double 2-4: $9.06 (pool $6,377)

Exacta 4-5: $11.96 (pool $44,062)

Superfecta 4-5-3-1: $3.79 (pool $23,577)

Trifecta 4-5-3: $6.64 (pool $34,451)

Time 1:40.76 · Track fast · Also ran: Swift Bank, Whiskey Frens, Doha Desert

Race 4 field: morning lines and order of finish

#	Horse (sire – dam)	M/L	Jockey / trainer	Wt	Fin
1	Swift BankCentral Banker – Donya	4-1	Steven FretT: Beth Miller-Saul	124 lb
2	Whiskey FrensSpeightster – Dreamed to Dream	6-1	Ben JosephT: Rachel Sells	114 lb
3	Buck WildBourbon Courage – Forever Lily	5-1	Wladimir RengifoT: Dewight Wadams	114 lb	3
4	Street Cop OfficerThe Lieutenant – Blindsidehit	5-2	Jacqueline DavisT: Eduardo Maver, Jr.	124 lb	1
5	Action SeekerCandy Ride*Arg – Atlantic's Smile	2-1	Keiber CoaT: Jon Arnett	124 lb	2
6	Doha DesertMidshipman – Exes N Ohs	20-1	John BerriosT: Jose Merced	121 lb

M/L is the track handicapper’s morning line. Live tote odds replace it near post; results and $2 payouts appear once the race is official.

Who we like in Finger Lakes Race 4

Top pick5 Action Seeker 2-1

The 2-1 morning-line favorite, so the track handicapper rates this horse as the one to beat.
Keiber Coa has won 12 of 90 rides (13%) at New York tracks in our records.
Trainer Jon Arnett is 4-for-41 (10%) in New York, with horses in the money 51% of the time.
By Candy Ride*Arg out of Atlantic's Smile.

Value play6 Doha Desert 20-1

At 20-1 on the morning line, the price is bigger than this horse’s connections suggest.
John Berrios has won 1 of 19 rides (5%) at New York tracks in our records.
Trainer Jose Merced is 1-for-14 (7%) in New York, with horses in the money 21% of the time.
By Midshipman out of Exes N Ohs.

How our picks did

Top pick: Action Seeker (2-1) finished second.
Value play: Doha Desert (20-1) missed the board.

Breaking down the Race 4 field

Action Seeker is the 2-1 morning-line favorite, with Street Cop Officer next at 5-2. Prices stretch out to 20-1 on Doha Desert, so the board has real depth.

Among the riders, Keiber Coa has the best New York strike rate in our records: 13% wins from 90 mounts.

The dirt is listed as fast. Forecast: increasing clouds, high of 60°F.

Where to bet Race 4 legally in NY

Online horse betting is legal in New York for adults 18 and over through licensed advance-deposit wagering (ADW) apps. You can bet Finger Lakes races from anywhere in the state, then watch and cash out in the app. Our partner AmWager offers new customers a 100% first deposit match up to $50. Read our AmWager review, or compare every NY racing app.

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